My plan to have a no-spend year got off to a non-start when my health insurance premiums only increased $200.00 for January and February*. Hopefully that remains the case for the months that remain until I go on Medicare later in the year. Although I had no reason (yet) to curtail my spending, I still watched every penny, and did not spend as I usually do. Aside from the $418.23 I spent on food and medications, books for research for my day job (didn't think about that) pet supplies (ditto), and Sunpass funds for our car's transponder ($50.00 which was reimbursed by my guy), I spent $90.31 on yarn and fabric (I should note that half of that was paid in cash with money I'd saved from last Christmas.) Compare that to the nearly $2K I paid out in December, and I'd say I did a fair job in reducing my spending. What I discovered is that it's really difficult not to spend money. Even though by using cash I set aside last year and resisting all the bargains I saw, ...