I usually do a simple "wishing you" holiday post, and I will still have a wish for you at the end. That said, changes are coming directly ahead in 2026 that will cause people a lot of suffering and grief, particularly those with serious health conditions who can't afford to pay for health insurance anymore. I can still maintain coverage myself without dipping into my retirement account, but only because my guy will be helping me pay the ridiculous premiums I must fork over until I turn 65 later this year (and since I've financially supported him for the last 25 years, this is only right.) My advice on the outrageous health insurance situation is to seek support and low-cost or free medical treatment via programs in your state ( NAFCC is a good place to start), as well as ask family for help with paying for health insurance if possible. Because of the health insurance situation and the rising cost of basically everything I am planning a no-spend year in 2026. I...